bad credit - ET People with spotty or no credit can still
personal financial mortgages with bad credit 5 april 2000 : 10:46 a.m. ET People with spotty or no credit can still buy a home -- but get the right rate By Staff Writer Alex Frew McMillan NEW YORK (CNNfn) - Most people are highly confident they'll be able to buy a home at some point, surveys show, even if they have a poor credit history. They're right. Almost anybody can get a loan, no matter how bad their credit is, said Bob O'Toole, senior vice president of government-agency relations for the Mortgage Bankers Association of America. The problem is how much they're going to pay for it."
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request after one year a card of your own and repeat the process. Pay your monthly balances, and every half-year, request a limit increase. If you default on this contract your husband's credit won't be affected at all. It is worth noting that if you and your husband live in a community property state, such as California, he is ultimately going to be responsible for any debt you incur, but that even in this case, creditors rarely go after a nondelinquent spouse. Additionally, if you ever decide to establish a joint checking account, that will not affect his credit either because banks do not report checking account activity to the credit bureaus.
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